Understanding Siding Warranties: What Homeowners Need to Know
When investing in new siding for your home, understanding the warranty that comes with it is crucial. A good warranty can provide peace of mind and protect your investment for years to come. This article will break down the key aspects of siding warranties to help you make an informed decision.
Types of Siding Warranties
- Manufacturer’s Warranty
- Covers defects in the siding material itself
- Typically longer-term, often 20-50 years or even “lifetime”
- May be prorated, meaning coverage decreases over time
- Labor Warranty
- Provided by the installation company
- Covers issues related to improper installation
- Usually shorter term, often 1-5 years
- Transferable Warranty
- Can be passed on to a new homeowner if you sell your house
- Adds value to your home for potential buyers
What's Typically Covered?
- Manufacturing defects
- Color fading beyond normal weathering
- Peeling, flaking, or blistering
- Damage from hail or other severe weather (in some cases)
What's Often Not Covered?
- Damage from improper maintenance
- Issues caused by structural problems with your house
- Damage from natural disasters (check your homeowner’s insurance for this)
- Fading or color changes outside the manufacturer’s specified range
Key Factors to Consider
- Length of Coverage: Longer isn’t always better if the terms aren’t favorable.
- Prorated vs. Non-Prorated: Non-prorated warranties offer better coverage as you don’t lose value over time.
- Transferability: This can be a selling point if you plan to move.
- Exclusions and Limitations: Read the fine print carefully.
- Company Reputation: A warranty is only as good as the company backing it.
Tips for Maintaining Your Warranty
- Keep your warranty documentation safe and accessible.
- Follow all manufacturer guidelines for care and maintenance.
- Document any issues that arise and report them promptly.
- Use only approved cleaning products and methods.
- Have only qualified professionals perform any repairs or modifications.
The Importance of Professional Installation
Many manufacturers’ warranties are only valid if the siding is installed by certified professionals. DIY installation often voids the warranty, leaving you unprotected. Professional installation ensures:
- Proper techniques are used, reducing the likelihood of issues
- The warranty remains valid
- You have recourse if problems arise due to installation errors
Questions to Ask Before You Buy
- What specific defects are covered?
- How long does the warranty last?
- Is the warranty prorated?
- Is the warranty transferable?
- What might void the warranty?
- How are claims handled?
Conclusion
A comprehensive warranty can add significant value to your siding investment. By understanding the terms, coverage, and requirements of your siding warranty, you can ensure your home remains protected for years to come. Always read the warranty carefully, ask questions, and consider professional installation to maximize your coverage and peace of mind.
Remember, the best warranty is one you never have to use. Choosing high-quality siding and ensuring proper installation are your first lines of defense against future problems.
